Are you Eligible for a Home Affordable Modification Program Loan Modification? Home Affordable Modification Program, which is part of the Obama administration’s Making Home Affordable plan, might be an option for those homeowners who spend more than 31 percent of the income on housing costs and are already delinquent on their payments or are in
Chapter 7 Bankruptcy Liquidation Bankruptcy for Individuals Sometimes referred to as “straight bankruptcy”, in Chapter 7 bankruptcy, the bankruptcy trustee nullifies many, or all, of your debts. The principle advantage is that the debtor comes out without any future obligations on his discharged debts. If a debtor wants to keep an item (Ex: house or
Are you thinking of adopting a child? Adoption is a wonderful way to add to a family while simultaneously providing a home to a homeless child. Adoption Laws vary from state to state and are subject to change, so it is important to keep up to date on the adoption laws of a particular state.
The Home Affordable Refinance Program (HARP) has been extended for two years beyond its scheduled expiration on December 31. The Federal Housing Finance Agency (FHFA) announced the extension today saying it had determined the extension will provide borrowers with additional opportunities to refinance, give clear guidance to lenders, and reduce losses for Fannie Mae, Freddie